No one is completely safe from scams, Human Resources warns in a message sent Monday to UWindsor faculty and staff.

Caution an awareness can reduce the chances of being a victim. Among the red flags of fraud:

• You’re promised high returns at no risk. A security with a high potential return is seldom free of risk.
• You’re contacted by someone you don’t know. Legitimate investments and advisors don’t approach strangers for money.
• You’re asked to keep the matter secret and to act fast, because this is a “once in a lifetime” opportunity.
• You’re asked to sign forms or proxies in advance.
• You’re being subjected to pressure sales tactics and attempts are made to make you feel guilty if you hesitate to invest.
• You’re told your securities could be resold or exchanged above their market value provided you pay fees in advance.
• Financial transactions are carried out without your consent.
• You’re told that a regulatory agency has “approved” an investment. Regulatory organizations never give an opinion on the quality of an investment.

Read the entire Wellness Tip of the Week.