Student Access Guarantee

To the best of our ability we ensure that available funds are directed to those students who are most in need, taking personal and family resources into consideration. As part of the Ontario government's Student Access Guarantee, students are expected to apply for OSAP assistance, and accept funding up to the funding limits allowed through the OSAP assessment process. Out-of-province students are expected to rely on programs of government assistance in their home provinces, but can request consideration for need-based support if they have unmet need. Assessed need which remains unmet above the OSAP or provincial student grant/loan maximums will be considered.

First-entry undergraduate students who are in receipt of OSAP but whose full direct education costs (tuition, fee and book costs) have not been considered through the OSAP assessment will be automatically considered for non-repayable institutional support to address this shortfall in OSAP funding.  Students will receive a Student Access Bursary according to the following:

Fall Only Students:
Student Access Bursary will be credited to the Fall tuition account on or before November 15.

Fall/Winter Students:
Student Access Bursary will be credited to the Winter tuition account on or before December 5.

Winter Only Students:
Student Access Bursary will be credited to the Winter tuition account on or before March 1.

  • Second-entry professional and graduate program students who are in receipt of OSAP support may apply for consideration for supplemental institutional support if they face financial challenges.
  • The shortfall between the OSAP allowances for direct education costs (tuition, fee and book costs) and actual costs will be considered.
  • Students who have come from the most financially disadvantaged backgrounds will have had a strong reliance on government student assistance programs (OSAP) to finance their first undergraduate experience.  They will receive proportionately more non-repayable aid, while those students who have not assumed a high debt load through government student assistance programs (OSAP) throughout their first undergraduate experience will be offered proportionately less non-repayable assistance.

Those students who have accumulated OSAP debt throughout their first undergraduate degree (after Ontario Student Opportunity Grants (OSOG) have been deducted) will receive a portion of their shortfall in direct education costs (tuition, fees and book costs) as non-repayable funding, and be referred to the Student Line of Credit option for the remaining shortfall.  The following is an example for a year 1 Law student:

*If Shortfall = $10,000
OSAP Debt (After OSOG): $0 - $4,999
Non-Repayable Support (Bursaries): up to 20% or $2,000
Student Line of Credit Referral: 80% or $8,000

*If Shortfall = $10,000
OSAP Debt (After OSOG): $5,000 - $9,999
Non-Repayable Support (Bursaries): up to 25% or $2,500
Student Line of Credit Referral: 75% or $7,500

*If Shortfall = $10,000
OSAP Debt (After OSOG): $10,000 - $14,999
Non-Repayable Support (Bursaries): up to 50% or $5,000
Student Line of Credit Referral: 50% or $5,000

*If Shortfall = $10,000
OSAP Debt (After OSOG): $15,000 - $19,999
Non-Repayable Support (Bursaries): up to 75% or $7,500
Student Line of Credit Referral: 25% or $2,500

*If Shortfall = $10,000
OSAP Debt (After OSOG): $20,000 +
Non-Repayable Support (Bursaries): up to 100% or $10,000
Student Line of Credit Referral: 0%

*For illustration purposes only.  For year 2 and 3 law students, the OSAP debt level increases by $5,000 and $10,000 respectively specific to the percentage split between non-repayable financial support and student line of credit support.

Students who wish to manage their debtload through part-time employment  may apply for the University of Windsor Work Study program.

Students who are unsuccessful in securing a Student Line of Credit (for example, due to disqualifying credit histories) will have recourse to document these circumstances through an appeal process.

Law Students:

Windsor Law has partnered with Scotiabank to offer enhancements to their Scotia Professional Student Plan, including increased borrowing limits and preferential repayment terms.

Students from Another Province:

The amount of student loan debt accumulated from your home province can be considered in determining the amount of bursary funding that you receive from the University of Windsor.  Please submit a copy of your student loan statement to and be sure that your name and student ID is indicated in your email. Also to be considered for financial need bursaries, you must demonstrate that you have applied for government financial support from your home province.  While our office administers out-of-province student aid, each province is varied in how the process is managed so please submit a copy of your Notice of Assessment (or confirmation of your eligibility including a breakdown of your assessment where available) directly to us by email a copy to

A student who is ineligible for government support (i.e. OSAP) due to exceptional circumstances such as a disqualifying credit history or a situation which can not be reflected in the OSAP assessment, may not be eligible for the Student Access Bursary however they may request assistance for University of Windsor general bursary support.  Appeals are assessed on a case-by-case basis to determine whether support from the University is appropriate based on funding availability and governing regulations.

Students who do not apply or qualify for government student assistance after exhausting all OSAP appeal options must provide the following documentation together with the appeal form:

  1. Copies of their parents’/spouse’s Canada Revenue Agency Notice of Assessments for the past 2 years.
  2. Documentation of their current income.
  3. An explanation of their exceptional circumstances
  4. A detailed financial plan for the academic year

Iona College
@ 208 Sunset Avenue
Home Cooked Student Dinners Every Monday and Thursday

Food Bank Service
During the fall and winter semesters: 5:00pm - 6:30pm
For more information call (519) 973-7039
Food Bank Service

Student Counselling Centre
2nd floor of the CAW Student Centre, Room 293
Open from 8:30 am to 4:30 pm, Monday – Friday
For more information call (519) 253-3000 Ext. 4616
uWindsor Student Counselling Centre

City of Windsor Social Services
Students may be eligible for temporary financial assistance through Ontario Works if not receiving OSAP. For more information please contact (519) 255-5600
City of Windsor Social Services

Comunity Legal Aid (CLA)
CLA provides free legal advice and representation to University of Windsor full-time undergraduates and low-income Essex County residents.
Please contact CLA at (519) 253 - 7150 to arrange an appointment.

Ontario Trillium Drug Program
The Trillium Drug Program helps people who have high drug costs in relation to their income. Trillium application kits are available at your local pharmacy or by calling the Ministry of Health and Long-Term Care INFO line at 1-800-268-1154.
Ontario Trillium Drug Program

Credit Counselling Services of Southwestern Ontario
Contact: (519) 258-2030
Credit Counselling Services of Southwestern Ontario

Food Distribution Sites
Some restrictions may apply. Please call first for details.

St. John’s Anglican Church
3305 Sandwich St.
Tuesday & Thursday 9am – noon
(519) 253-4824

Women in Co-operation
263 Bridge St.
Wednesday & Friday noon – 3pm
(519) 971-7595

Downtown Mission
644 Victoria St.
Monday, Wednesday, Friday 1:30pm – 3:30pm
Also, lunch served at noon 7 days a week
(519) 973-5573

Affordable Clothing
Value Village, Walker Road & Tecumseh East
Monday – Saturday 9am – 9pm
Sunday 10am – 6pm
(519) 250-8818

Phone: (519) 253-3000 ext. 3300
Fax: (519) 973-7087
In order to better assist you, please include your UWindsor Student Number in your email.

Visit Us

Chrysler Hall Tower, Room 102
(Dropbox is located outside of the office doors)

Monday, December 23, 2019 OPEN 9:00 AM - 1:00 PM

Tuesday, December 24, 2019 - January 1, 2020

Service Hours

Day Open Close Phone Service
Monday 1:00 PM 4:00 PM 1:00 PM - 4:00 PM
Tuesday 9:00 AM 4:00 PM 9:00 AM - 12:00 PM; 2:00 PM - 4:00 PM
Wednesday 1:00 PM 4:00 PM 1:00 PM - 4:00 PM
Thursday 9:00 AM 4:00 PM 9:00 AM - 12:00 PM; 2:00 PM - 4:00 PM
Friday 1:00 PM 4:00 PM 1:00 PM - 4:00 PM

Important Notes

  • We will attempt to return messages and emails within 2 business days where possible
  • Please do not leave/send multiple messages/emails

You may also email your inquiry to:
In order to better assist you, please include your UWindsor Student Number in your email.