Student Access Guarantee

To the best of our ability we ensure that available funds are directed to those students who are most in need, taking personal and family resources into consideration. As part of the Ontario government's Student Access Guarantee, students are expected to apply for OSAP assistance, and accept funding up to the funding limits allowed through the OSAP assessment process. Out-of-province students are expected to rely on programs of government assistance in their home provinces, but can request consideration for need-based support if they have unmet need. Assessed need which remains unmet above the OSAP or provincial student grant/loan maximums will be considered.

First-entry undergraduate students who are in receipt of OSAP but whose full direct education costs (tuition, fee and book costs) have not been considered through the OSAP assessment will be automatically considered for non-repayable institutional support to address this shortfall in OSAP funding.  Students will receive a Student Access Bursary according to the following:

Fall Only Students:
Student Access Bursary will be credited to the Fall tuition account on or before November 15.

Fall/Winter Students:
Student Access Bursary will be credited to the Winter tuition account on or before December 5.

Winter Only Students:
Student Access Bursary will be credited to the Winter tuition account on or before March 1.

Under review for 2021-2022 - Check back after August 17th

  • Second-entry professional and graduate program students who are in receipt of OSAP support may apply for consideration for supplemental institutional support if they face financial challenges.
  • The shortfall between the OSAP allowances for direct education costs (tuition, fee and book costs) and actual costs will be considered.
  • Students who have come from the most financially disadvantaged backgrounds will have had a strong reliance on government student assistance programs (OSAP) to finance their first undergraduate experience.  They will receive proportionately more non-repayable aid, while those students who have not assumed a high debt load through government student assistance programs (OSAP) throughout their first undergraduate experience will be offered proportionately less non-repayable assistance.

Those students who have accumulated OSAP debt throughout their first undergraduate degree (after Ontario Student Opportunity Grants (OSOG) have been deducted) will receive a portion of their shortfall in direct education costs (tuition, fees and book costs) as non-repayable funding, and be referred to the Student Line of Credit option for the remaining shortfall.  The following is an example for a year 1 Law student:

*If Shortfall = $10,000
OSAP Debt (After OSOG): $0 - $4,999
Non-Repayable Support (Bursaries): up to 20% or $2,000
Student Line of Credit Referral: 80% or $8,000

*If Shortfall = $10,000
OSAP Debt (After OSOG): $5,000 - $9,999
Non-Repayable Support (Bursaries): up to 25% or $2,500
Student Line of Credit Referral: 75% or $7,500

*If Shortfall = $10,000
OSAP Debt (After OSOG): $10,000 - $14,999
Non-Repayable Support (Bursaries): up to 50% or $5,000
Student Line of Credit Referral: 50% or $5,000

*If Shortfall = $10,000
OSAP Debt (After OSOG): $15,000 - $19,999
Non-Repayable Support (Bursaries): up to 75% or $7,500
Student Line of Credit Referral: 25% or $2,500

*If Shortfall = $10,000
OSAP Debt (After OSOG): $20,000 +
Non-Repayable Support (Bursaries): up to 100% or $10,000
Student Line of Credit Referral: 0%

*For illustration purposes only.  For year 2 and 3 law students, the OSAP debt level increases by $5,000 and $10,000 respectively specific to the percentage split between non-repayable financial support and student line of credit support.

Students who wish to manage their debtload through part-time employment  may apply for the University of Windsor Work Study program.

Students who are unsuccessful in securing a Student Line of Credit (for example, due to disqualifying credit histories) will have recourse to document these circumstances through an appeal process.

Law Students:

Windsor Law has partnered with Scotiabank to offer enhancements to their Scotia Professional Student Plan, including increased borrowing limits and preferential repayment terms.

Students from Another Province:

The amount of student loan debt accumulated from your home province can be considered in determining the amount of bursary funding that you receive from the University of Windsor.  Please submit a copy of your student loan statement to and be sure that your name and student ID is indicated in your email. Also to be considered for financial need bursaries, you must demonstrate that you have applied for government financial support from your home province.  While our office administers out-of-province student aid, each province is varied in how the process is managed so please submit a copy of your Notice of Assessment (or confirmation of your eligibility including a breakdown of your assessment where available) directly to us by email a copy to

A student may request assistance for University of Windsor general bursary support if ineligible for the Student Access Guarantee or other government financial aid support.  Ineligibility for government financial aid support may be due to an exceptional circumstance, for example, disqualifying credit history or a situation which cannot be reflected in the financial aid assessment.   An appeal for support from the University is assessed on a case-by-case basis and is dependent upon funding availability and governing regulations.

Students who do not apply, or qualify for government student assistance (i.e. OSAP) after exhausting all appeal options must provide the following documentation together with the appeal form:

  1. Copies of their parents’/spouse’s Canada Revenue Agency Notice of Assessments for the past 2 years;
  2. Documentation of their current income;
  3. An explanation of their exceptional circumstances;
  4. A detailed financial plan for the academic year.

Iona College
@ 208 Sunset Avenue
Student Dinners


Food Bank Service
During the fall and winter semesters: 5:00pm - 6:30pm
For more information call (519) 973-7039

Student Counselling Centre
2nd floor of the CAW Student Centre, Room 293
Open from 8:30 am to 4:30 pm, Monday – Friday
For more information call (519) 253-3000 Ext. 4616

City of Windsor Social Services
Students may be eligible for temporary financial assistance through Ontario Works if not receiving OSAP. For more information please contact (519) 255-5600

Comunity Legal Aid (CLA)
CLA provides free legal advice and representation to University of Windsor full-time undergraduates and low-income Essex County residents.
Please contact CLA at (519) 253 - 7150 to arrange an appointment.


Ontario Trillium Drug Program
The Trillium Drug Program helps people who have high drug costs in relation to their income. Trillium application kits are available at your local pharmacy or by calling the Ministry of Health and Long-Term Care INFO line at 1-800-268-1154.

Credit Counselling Services of Southwestern Ontario
Contact: (519) 258-2030

Food Distribution Sites
Some restrictions may apply. Please call first for details.

St. John’s Anglican Church
3305 Sandwich St.
(519) 253-4824

Welcome Centre Shelter
263 Bridge St.
(519) 971-7595

Downtown Mission
644 Victoria St.
Food Bank and lunch served daily at noon
(519) 973-5573

Affordable Clothing
Value Village
(519) 250-8818


Students may connect with the Student Awards & Financial Aid staff using the following options:

  • Phone: (519) 253-3000 Ext. 3300
    Phones are answered daily Monday - Friday 10:00 a.m. - 12:00 noon.

  • Email: 
    In order to better assist you, please include your UWindsor Student Number in your email.  Students experiencing financial hardship should email with a brief explanation of their situation and their request will be triaged appropriately.

  • Fax: (519) 973-7087 (Documents: Fax, Email, Drop-box, Mail)
    Documents may be faxed, emailed, placed in our drop-box located in the lobby of CHT or mailed to:
         Student Awards & Financial Aid
         University of Windsor
         401 Sunset Ave. CHT Room 102
         Windsor, ON N9H 1G3


A scheduled appointment is required to visit us in person.  In-person appointments for business related to your government financial aid file, scholarships or bursaries are available during the following hours.

Proceed to campus only if you have completed the Safe Lancer App and have an APPROVED badge.  Access to Chrysler Hall Tower is available by entering through the north doors of Chyrsler Hall North, next to the Leddy Library parking lot.

Students may drop off documents in our drop-box located in the lobby of Chrylser Hall Tower

Information on the 'Return to Campus' procedures and 'Vaccination Policy' can be found on the University of Windsor website

Be sure that you have government issued photo ID or your UWIN ID card.  We will not be able to serve you in person if you don't have proper identification.







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3:45 PM

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9:00 AM

11:45 AM

9:00 AM - 12:00 PM - Booked every 10 min.


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Remote services are available.

Important Notes:

  • We will attempt to return messages and emails within 2 business days where possible.  In September, January & May however, our response time may be closer to 7-10 business days.

  • Please do not leave/send multiple messages/emails as this will delay our response time.